Everything your business needs — cards, banking, funding, travel and invest — in one COMB account. Built for real business owners.
Meet the cards ↓Every COMB card feeds the same credit profile — so everything you spend works toward better funding.
Your refundable deposit becomes your limit. Built to start or rebuild business credit.
A business account that talks to your card and your credit profile — not against them.
Pay-in-full corporate spend with controls for your whole team, once your profile qualifies.
The unsecured card you earn — no deposit, higher limits and rewards once your COMB profile qualifies.
Most cards just spend your money. COMB turns every on-time payment into reported credit history across all four business bureaus — Experian Business, Equifax Business, Dun & Bradstreet and FICO SBSS.
Your COMB score lives in one dashboard with your spend and cash flow — and tells you the exact next move to unlock better funding.
Get early accessAn FDIC-insured business account that talks to your cards, credit and spend — move money, pay bills, and earn on idle cash without leaving the platform.
Book flights, hotels and cars, manage every trip, and let expenses track themselves — your whole travel desk in one place.
Stocks, ETFs and crypto, managed portfolios, and a real advisor — the all-in-one wealth marketplace Brex and Ramp don't have.
One application. Multiple offers. Better outcomes. COMB connects you to a network of capital partners through Lendflow — without leaving the platform.
Fixed payments for big opportunities and major investments.
Flexible capital you draw on for everyday needs.
Low rates and long terms — bigger potential.
Get the equipment your business needs to grow.
Grow now and pay as you earn.
Keep your business running smoothly day to day.
Insurance, legal, taxes, payroll and more. Vetted partners, built right into COMB, so you never leave the platform.
Everything your business needs to spend, bank, borrow and grow — in one COMB account, all feeding one credit profile.
Bank on day one with checking built right into COMB.
Explore →Book and manage business travel without leaving the app.
Explore →Term loans, lines of credit and more the moment you qualify.
Explore →Put idle business cash to work — stocks, ETFs and crypto.
Explore →Insurance, legal, tax and payroll partners, one click away.
Explore →They want $25,000–$50,000 sitting in your account before you can even start. COMB is built to get you there — and grow your business credit along the way.
Two quick questions. COMB reviews every owner case-by-case — this just shows where you would likely start.
COMB’s AI reads your business, matches you to the right card, and grows you step by step — until you qualify for real capital.
COMB’s AI reviews your business and owner profile — entity, time in business, revenue signals and a soft credit check — to see exactly where you stand today.
Already strong? Skip straight to the unsecured Platinum and Charge card. Still building? Start with the Secured card. Every owner is reviewed case by case.
Use COMB for everyday business spend. Every on-time payment reports across all 4 business bureaus, and your dashboard shows the next move to grow your score.
As your profile strengthens, COMB lifts your limits and graduates you toward unsecured credit — automatically, no reapplying.
Once you’re fundable, COMB matches you to capital from our lending partners — term loans, lines of credit, SBA, equipment and more.
Every on-time payment is reported to the major business credit bureaus — Experian Business, Equifax Business and Dun & Bradstreet — and we track your FICO SBSS too. Responsible use steadily builds a real business credit file, all visible in your COMB dashboard.
Your refundable security deposit sets your credit limit — put down what you're comfortable with. It stays yours: when you graduate to an unsecured product or close the account in good standing, your deposit is returned.
No. The card is secured by your deposit, so approval isn't based on your personal credit score, and there's no personal guarantee — your business and personal credit stay separate.
No. Cards like Brex and Ramp require $25,000–$50,000 sitting in your business bank account. COMB is deposit-backed and built for new, thin or rebuilding businesses the banks turned away — your deposit does the qualifying.
A U.S.-registered business (LLC or corporation) with an EIN. We'll verify a few business details at signup — no minimum revenue or time-in-business required.
Plan on roughly 3–6 months of consistent, on-time reporting to build a meaningful, fundable profile. COMB shows your progress and the next step to grow your score the whole way.
Yes — that's the goal. As you build a strong on-time history, COMB is designed to graduate you toward unsecured credit and higher limits, and return your deposit.
Your deposit is held securely with our banking partner and remains refundable. Card issuing and deposits are handled by regulated, established financial partners — COMB never gambles with your money.
Joining the waitlist is free and reserves your spot in line for early access — refer other owners to move up the queue and get in sooner. We’ll share pricing with the list before we go live.
Join the early-access list and be first in line when COMB opens. Refer other owners to move up the queue and get in sooner.
